How to Find Adult Education and Earn Your GED in Ohio

How to Find Adult Education and Earn Your GED in Ohio GED (General Educational Development) testing in the state of Ohio is handled by the Ohio Department of Education. The state is continuing its partnership with GED Testing Service and, as of January 1, 2014, offers the new 2014 computer-based GED test. The Ohio GED site is very easy to use and offers lots of helpful information, including the dates of when the information is updated, so you know what you are reading is current. Clicking on the navigation links on the left side of the page will give you information about GED practice centers around the state, practice tests, directions for setting up an account at the GED Testing Service, necessary forms, and a long list of frequently asked questions. Also on the left navigation bar, youll find information about Ohios Adult Diploma Program, a job training program that helps adult students prepare for in-demand jobs in Ohio. Rather than focusing on hours and grades, the program is based on competency in a self-paced format. Once you have learned a set of competencies and can demonstrate mastery of each required skill, you are assigned a provider who helps you create a customized student success plan. There are five pilot schools involved with this program: Stark State Community CollegePickaway-Ross Joint Vocational SchoolMiami Valley Career TechnicalCenter, Cuyahoga Community CollegePenta Career Center Students can choose to learn the following careers: automotive service technicians and mechanics, bus drivers, computer and information systems managers, dental assistants, electricians, emergency medical technicians and paramedics, financial managers, general and operations managers, healthcare social workers, industrial truck and tractor operators, information security analysts, light truck or delivery drivers, nurse practitioners, occupational therapy assistants, office clerks, paralegals and legal assistants, sales managers, social workers, installers, and tellers. Lots of great choices! Ohio also offers an additional program for adult students called 22 Adult High School Diploma Program. This program is designed for adults 22 years old, or older, who want to pursue a career in a field not included in the Adult Diploma Program listed above. Counselors work with students to help them identify the jobs they want, the courses they need, and the assessments theyll need to take. This program is available at: Ashland County Community AcademyCleveland Academy for Scholarship Technology and LeadershipColumbus State Community CollegeDohn Community High SchoolLife Skills Center of DaytonLondon AcademyPolly Fox Academy Community SchoolQuaker Digital Academy (online)Townsend North Community School Contact information for each location is available on the programs page. Click on the gray box in the upper right corner for a PDF with complete information about this program, including how to watch a webinar with additional information about applying. Ohio Means Jobs From the Ohios Options for Adult Diploma and GED page, you have access to everything you need to know for the option you choose. Of special interest is the link under the Adult Diploma heading that reads: Ohio Means Jobs. Clicking on that link takes you to a new page where, if you select Individual, you can then specify if you are a veteran, unemployment compensation claimant, job and family services customer, an individual with a disability, or a college student, and you can search for jobs that fit your category. Links on that page also lead to more career help, including information about online learning and a budget calculator. Good luck! Return to the list of states.

Theres a Word for That

Theres a Word for That There’s a Word for That There’s a Word for That By Mark Nichol Why is that despite the fact that the English language has hundreds of thousands of words, we have no single-word term for many emotions and other concepts that are specifically represented in other languages and that would be beneficial for everyday use? For example, English has no word equivalent to gianxi, a Chinese term akin to but not the same as goodwill. (It refers to the social stock one accumulates by doing favors and bestowing gifts.) Nor is there any succinct translation of forelsket, the Norwegian word for the ecstasy of love in its early stages. (A concise definition is â€Å"the state of being enamored,† but even if enamoration were a word and why isn’t it? it doesn’t incorporate the context. Infatuation comes close but is not quite equivalent.) My conclusion, after a bit of research, is that English speakers just aren’t trying hard enough. It’s true that the parent language of English, Anglo-Saxon, lets us down in matching single words to concepts, but English is very receptive to new vocabulary. (One comment attributed to a dictionary, though I couldn’t identify the specific source, is that â€Å"English acquires new words with the delicacy of a vacuum cleaner.†) It is this adaptability that we must, for the most part, rely on. (I write â€Å"for the most part† because formation of new words is effortless: See enamoration above.) All we have to do is â€Å"borrow† from other languages. (I enclose borrow in raised eyebrows of irony because steal would be more accurate; we don’t give the words back.) Turn to any page of a dictionary, and you’ll find at least one word acquired from a foreign language: Souvenir, from French. Contort, from Latin. Gymnast, from Greek. More recent acquisitions abound as well: Honcho, from Japanese. Cafeteria, from Spanish. Trek, from Afrikaans. But our loanword word-hoard is woefully incomplete. From German, we have schadenfreude, referring to the enjoyment of other’s misfortunes. But why hasn’t English appropriated pena ajena, an expression from Mexican Spanish that denotes embarrassment about another person’s humiliation? That would certainly come in handy. The answer to my thesis question is this: There’s a word for almost everything, but it isn’t necessarily in the English lexicon yet. English is constantly enriched by the accumulation and integration of vocabulary from other languages, but the only reason you wouldn’t say to me, expecting others to understand, â€Å"You’re such a pochemuchka† that Russian word means â€Å"a person who asks too many questions† is because we haven’t (yet) decided that the word’s useful enough to assimilate. Start introducing more foreign words into your writing, and you’ll build gianxi with me. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:Punctuating â€Å"So† at the Beginning of a SentenceHow to Pronounce Mobile10 Types of Hyphenation Errors

Applying Research assessment 2 Essay Example | Topics and Well Written Essays - 2000 words

Applying Research assessment 2 - Essay Example This report deals with the research methodology of an article named â€Å"Blowing The Whistle on Police Violence† written by Louise Westmarland which was published in British Journal on Criminology in 2001. â€Å"This article highlights a number of issues related to the witnessing of ‘illegal’ police violence by researchers† (Westmarland, 2001). The researcher focuses on a very sensitive issue i.e. the violence committed by police. The main purpose behind this research was to make the general population including the higher authority aware of the violence propagated by police so that a mass awareness can be developed against it. This article uses the ethnology study to reason out the factors for these types of violence. It unfolds many facts regarding the various degree of violence. This report will discuss the research methodology applied by the researcher and the extent to which this methodology is feasible for this subject. The validity of the outcome of this research will undergo various critical studies and suitable recommendation will be discussed and analysed. Westmarland in his article has identified the specific behaviour of police that lead to violence in society. This research can be termed as the outcome of the ethnographic research. The researcher has devoted a considerable amount of time to study the police violence through the ethnological study. Westmarland has himself been a first hand witness to various situations as a fieldworker and therefore have seen the situation more clearly. The fieldworkers are appointed to observe the real life violence committed by police. To analyse the qualitative aspects like human behaviours the ethnographic research plays a very significant role. â€Å"One primary difference between ethnography as science and other social and behaviour science methods of investigating is that ethnography assumes that we must first discover what people actually do and the reasons they give for doing it before

Senior Management of Bobcat County Hospital Essay

Senior Management of Bobcat County Hospital - Essay Example rgical and medical services, and supporting laboratories, workforce and equipment that make up the surgical and medical mission of the hospital or various systems in the hospital. Health and safety of hospital employees should be considered by the authority along with their services. Furthermore, better working conditions should be provided so that employees can work efficiently and qualitatively. Assignment 1 Introduction Bobcat IDS is a not-for-profit business establishment that is comprised of 120 bed acute care hospital, 15 bed rehab service, a 25 bed expert nursing facility, an agency of home healthcare and an outpatient clinic. Bobcat county hospital plays a chief role in the Patient hospital centre. The study talks about the medicare, rehab etc of the Bobcat county hospital and the various steps to improve the financial performance of the hospital. â€Å"Rehabilitation hospitals are specialty hospitals that offer intensive inpatient rehabilitation therapy† (Medicare Int eractive, n.d.). e transmission between an Bobcat county hospital was founded to meet a perceived requirement for services, which were less expensive on a per diem basis than common hospitals but which offered a higher level of specialized therapies for example occupational therapy, speech therapy, and physical therapy than can be acquired in a "skilled nursing" care facility (Medicare Interactive, n.d.). Products: Bobcat county hospital products are mainly in the form of service that include surgical and medical services as well as the supporting laboratories, workforce and equipment that make up the surgical and medical mission of a hospital or various systems in the hospital. Hospital products make up the core of various offerings of the hospitals. They are frequently shaped by the requirements... Bobcat IDS is a not-for-profit business establishment that is comprised of 120 bed acute care hospital, 15 bed rehab service, a 25 bed expert nursing facility, an agency of home healthcare and an outpatient clinic. Bobcat county hospital plays a chief role in the Patient hospital centre. The study talks about the medicare, rehab etc of the Bobcat county hospital and the various steps to improve the financial performance of the hospital. â€Å"Rehabilitation hospitals are specialty hospitals that offer intensive inpatient rehabilitation therapy†. Transmission between an Bobcat county hospital was founded to meet a perceived requirement for services, which were less expensive on a per diem basis than common hospitals but which offered a higher level of specialized therapies for example occupational therapy, speech therapy, and physical therapy than can be acquired in a "skilled nursing" care facility.Bobcat county hospital products are mainly in the form of service that include surgical and medical services as well as the supporting laboratories, workforce and equipment that make up the surgical and medical mission of a hospital or various systems in the hospital. Hospital products make up the core of various offerings of the hospitals. They are frequently shaped by the requirements or wishes of its main users to build the hospital a one-stop or core establishment of its local society or medical network. The target market of the Bobcat county hospital is the middle income level people of the community. The main competitors of the products offered by the Bobcat county hospital is the Bobcat community hospital. Like any other hospital, Bobcat county hospital is also a type of institution consisting of basic workforce and services normally various department of surgery and medicine that manage clinical and other categories of services for the particular conditions and diseases. â€Å"Hospitals provide pharmacy services that supply patients with medications a s prescribed. In addition to providing inpatients with medicine, many hospital pharmacies can fill prescriptions for patients as they leave†.

Canco Ltd Case Essay Example for Free

Canco Ltd Case Essay Summary The Canadian fradistat industry consists of four companies: Acme Ltd., Beaver Ltd., Canco Ltd., and Deeco Ltd. Though the industry is growing, it needs highly skilled workers where the products cannot be replicated with the current technology but the company focuses on local markets. Canco Ltd. was established in 1976 in Atlantic Canada and is the second largest company with a market share of 29% but the profits in 2007 were only third highest with the products of average quality. The company’s flagship plant in New Brunswick, for the past three years, has been operating below its capacity, as total industry sales in the eastern region have grown slowly and the company lost some of its share of the market to Beaver’s lower-priced products. Though Canco’s products have sold well in Western markets, the plant in Alberta was insufficient to meet the orders but the plant’s issue of bond was well-received by the market. Problem Statement and Objectives How does Canco Ltd. improve the strategic positioning and profitability that could enhance its potential to compete in the industry? The company can use overtime to increase output in any plant to 20% above the plants capacity. In western region the distribution costs are high while the manufacturing cost of eastern region is increasing in addition the tight labour market for skilled workers results in an increase of 15% in wages. The industry focuses on domestic market and the company has to face competition from the Beaver’s low priced products. Situational Analysis: Canadian Fradistats industry is relatively an attractive industry as there are only 4 companies manufacturing fradistats, the key components of many industrial products. In addition there are no close substitutes for the products that the companies have great bargaining power over the buyer. Canco’s strengths outweigh weaknesses as it has second highest shares in the market but its low marketing reduces its sales. Company’s threats outweigh opportunities where the company has to face competition from the high quality products of Acme and the low priced products of Beaver where the  return on equity is only third highest while the company has second high market share. Porter’s Five Forces Supplier’s Power: The suppliers are manufacturers and distributors. In this industry suppliers power is high because there are only four suppliers in the industry to satisfy customer’s demands. Each company is providing products of different quality at different prices. As there no substitutes, suppliers have great bargaining power. Fradistats are key components in many industrial products that suppliers have advantage over buyers. Buyer’s Power Buyers are the manufacturers of many industrial products. The buyers have low bargaining power because the number of suppliers is a few in the industry. The substitutes are not many as these products are highly specialised components that cannot be replicated with current technology; the switching costs are high for buyers. Threat of Substitutes The threat of the substitutes is very low in this industry. There are not such substitutes for these products as fradistats are the key components of many industrial products and can’t be replicated with current technology. Threat of New Entrants The threat of new entrants is low as the barriers to entry are fairly high. It would take substantial time and investment to compete directly with the existing branded products in the industry. It is very risky to make a new entry in a highly competitive environment and even in past few years it become a tight labour market for skilled workers and it will be really hard to attract them. Internal Rivalry The industry is highly competitive as there are only4 companies which produce identical products. The companies compete mainly on price and quality. As the products are identical, and key components in many industrial products, the companies compete each other by marketing and by increasing sales volume. PEST Analysis Political Factors There are not many political factors in this industry other than the safety regulations, paper works for transportations, shipping license and agreement. Economic Factors The industry seems to be less cyclical but the production will be low during recession and the sales of companies will grow rapidly during good economic times. As the industry consist of four companies and produces key components that cannot be replicated with technology; and needs skilled workers, buyers have to buy the products to continue the production. The companies with great sales can get financing at the interest rate of 8%. Social Factors In the industry, many companies are providing high, average and low quality products at different prices so buyers can choose according to their needs. The advertising plays an important role in the industry that company can enhance their market share. The quality and price plays an important role in creating an image which in turn enhance sales. Technological Factors Though technology could enhance the productivity of workers and decrease the labour costs, fradistats cannot be replicated by current technology. But the introduction of technology needs huge investment. Technology provides competitive advantage in term of decreasing costs and improving efficiency. In this industry, technology could save increasing wages which increased by over 15% over the past three years in the industry.

Medea a Mad Bitter Woman in Medea :: essays research papers

Medea is a story about love, passion, fear, and most importantly revenge. Throughout the story the reader witnesses a odd connection between Medea and Jason, they are both quarrelsome, surreptitious, and vigilantes. The characters, Medea and Jason, share many similar traits that they do not even notice mainly because they are both so egotistical. These connection are what really makes the story prominent. In the story, Medea and Jason are seen fighting in numerous occasions. This quarrelsomeness starts when Jason states, ?You could have stayed in Corinth, still lived in this house,/ if you had quietly accepted the decisions? (p.854 lines 406-407). Jason obviously could have stated the obvious in a more pleasant manner, but due to his inability to reason he unflinchingly states the situation extremely blunt. Jason's quarrelsome side is also seen numerous times later in the story, especially when he is talking to Medea. Jason remarks one time to Medea that she has ?everything to gain? if she just ?give up this rage?, this too, like the other comment, is unnecessary and only stated to invoke anger and create more drama. (p.858 line 561). Although Jason is seen, to many people, as the evil villain, Medea also has a little quarrel side to herself as well. After being verbally suppressed Medea is seen telling Jason that he has a ?disease? but not just any one ?The worst man can have, pure shamelessness?(p.855 line 427). Although Medea's comment was not as hurtful, it was still directed to Jason for the main purpose of creating a squabble. The altercations in the story make the story very enjoyable to read. Readers like drama and unexpected outcomes and when a character is pushed far enough and verbally abused enough the unexpected is expected. Arguments generally lead to other mischievous and surreptitious actions by characters, this is true for both Jason and Medea. Although Jason's actions were before the story when he ?betrayed/ his own sons, and my [the nurse's] mistress? by sleeping with, and later marrying, princess Glauce. Medea's actions are seen through the story (p.845 lines 16-17). Medea states, ?I'll carry out/ this murder cunningly and quietly? when referencing the future subtle killings of her children and Jason's new wife (p. 853 lines 353-354). Medea is later seen setting her plans up by tricking Jason into believing that she is fine with his decision by stating, ? Medea a Mad Bitter Woman in Medea :: essays research papers Medea is a story about love, passion, fear, and most importantly revenge. Throughout the story the reader witnesses a odd connection between Medea and Jason, they are both quarrelsome, surreptitious, and vigilantes. The characters, Medea and Jason, share many similar traits that they do not even notice mainly because they are both so egotistical. These connection are what really makes the story prominent. In the story, Medea and Jason are seen fighting in numerous occasions. This quarrelsomeness starts when Jason states, ?You could have stayed in Corinth, still lived in this house,/ if you had quietly accepted the decisions? (p.854 lines 406-407). Jason obviously could have stated the obvious in a more pleasant manner, but due to his inability to reason he unflinchingly states the situation extremely blunt. Jason's quarrelsome side is also seen numerous times later in the story, especially when he is talking to Medea. Jason remarks one time to Medea that she has ?everything to gain? if she just ?give up this rage?, this too, like the other comment, is unnecessary and only stated to invoke anger and create more drama. (p.858 line 561). Although Jason is seen, to many people, as the evil villain, Medea also has a little quarrel side to herself as well. After being verbally suppressed Medea is seen telling Jason that he has a ?disease? but not just any one ?The worst man can have, pure shamelessness?(p.855 line 427). Although Medea's comment was not as hurtful, it was still directed to Jason for the main purpose of creating a squabble. The altercations in the story make the story very enjoyable to read. Readers like drama and unexpected outcomes and when a character is pushed far enough and verbally abused enough the unexpected is expected. Arguments generally lead to other mischievous and surreptitious actions by characters, this is true for both Jason and Medea. Although Jason's actions were before the story when he ?betrayed/ his own sons, and my [the nurse's] mistress? by sleeping with, and later marrying, princess Glauce. Medea's actions are seen through the story (p.845 lines 16-17). Medea states, ?I'll carry out/ this murder cunningly and quietly? when referencing the future subtle killings of her children and Jason's new wife (p. 853 lines 353-354). Medea is later seen setting her plans up by tricking Jason into believing that she is fine with his decision by stating, ?

Successful Fashion Marketing Strategy

When I first read that the topic of this creative assignment was to write about a successful fashion marketing campaign only one name came to mind: Marc Jacobs. How do you even begin to put his legacy into a one-page paper? Marc Jacobs is truly a fashion icon and is worshipped by anyone with half of a brain. His ability to make soft-feminine floral into something edgy and new has always been one of a kind. He has repeatedly transformed himself and his brand each year into something different.From his wacky sweaters in his early days at Parson's, to his amazing work at Louis Button, Marc Jacobs has done it all. His own words describe him best: â€Å"a little preppie, a little grungy, a little couture†. He covers every type of man and woman. His brand has grown with its clientele base like no other brand on the market. As a woman I can shop his collections no matter if I'm looking for a funky tee-shirt or a classically beautiful gown. Early on he worked for Perry Ellis with his â€Å"grunge† attire. The world followed his lead and grunge became a worldwide sensation.Marc Jacobs shows are haphazard ND messy, yet glamorous and beautiful all at the same time. He knows the simple elegance of throwing an outfit together that looks half-runway, half-thrift shop. His ads are moody, and draw you in entirely. I cannot think of one product that he has touched that hasn't turned into gold. His outreaches into perfumes and makeup have only solidified him even more. He breathed life back into Louis Button and made them what they are today. Marc Jacobs will continue to be the most inspiring and motivational person in my life. His empire knows no end.

Insurance Business in Bangladesh Essay

Acknowledgement We really enjoyed working on this report . At the time of completing different parts of the report like collecting information from different source and working with the group members and then compile different parts of the report and so on. This report is a required term paper of our â€Å"Banking & Insurance† course and our honorable course faculty, Mr. Md. Amdadul Hoque is the person who has guided us throughout preparing the report . We are thankful to him and we have tried to make this report as his instruction. We would like to thank all mighty Allah for keeping everything on right track. Finally, we would like to thank our parents and friends without whose support it was impossible for us to complete the report. OBJECT OF REPORT This study addresses the findings of the prolem of insurance companies in public and private sectors in Bangladesh and to suggest policy measures for improving insurance services delivery process in Bangladesh. The following research questions were addressed: what are the ways of overcoming the problems of Insurance business in Bangladesh? Moreover, this writing will try to highlight the underlying causes behind the non-popularity of the insurance companies in Bangladesh. We also highlights the prospects of insurance business in Bangladesh. BACKGROUND OF THE INSURANCE BUSINESS IN BANGLADESH In Indian subcontenent the insursance come at the period of British. During the tine of Pakistan period there was about 49 insurance company in the country. After independence of Bangladesh, insurance industry was nationalized. Subsequently through the enactment of Insurance Corporation Act VI, 1973, two corporations namely Sadharan Bima Corporation (SBC) for general insurance and, Jiban Bima Corporation for life insurance were established in Bangladesh. SBC was acting as the sole insurer of general insurance till 1984. Between 1985 to 1988 first generation of private general insurance companies were emerged as Bangladesh Government allowed the private sector to conduct business in all areas of insurance for the first time in 1984. A total of 16 private general insurance companies were registered in that phase. In 1996 another 8 private general insurance companies were registered. The third generation of private general insurance companies, which included 18 companies, came into operation between 1999 and 2001. The general insurance market in Bangladesh now consists of 43 private sector insurance companies and 1 state owned insurance company. Insurance Corporation (amendment) Act 1990 provides that 50% of all insurance business relating to any public property or to any risk or liability appertaining to any public property shall be placed with the SBC and the remaining 50% of such business may be placed with this corporation or with any other insurers in Bangladesh. But for practical reason and in agreement with the Insurance Association of Bangladesh SBC underwrites all the public sector business and 50% of that business is distributed among the existing 43 private general insurance companies equally under National Co-insurance Scheme. INSURANCE COMPANIES IN BANGLADESH There are two types of Insurance companies in Bangladesh Genarel insurance companies in our country are as follow : Agrani Insurance Co. Ltd. Asia Pacific General Insurance. East Land Insurance Co. Ltd. Global Insurance Ltd. Home Land Insurance Co. Ltd. Janata Insurance Co. Ltd. Loyeds Insurance Company ltd. Mercantile Insurance Company ltd. Paramount Insurance Company Limited. Pioneer Insurance Company Limited. Provati Insurance Co. Ltd. Pragati Insurance Limited. Phoenix Insurance Company Ltd. Peoples Insurance Co. Ltd. Northern Generla Insurance Co. Ltd. Meghna Insurance Company Limited . Karnaphuli Insurance Co. Ltd. Islami Commercial Ins. Co. Ltd. Green Delta Insurance Co. Ltd. Federal Insurance Company Limited. Eastern Insurance Co. Ltd. Desh General Insurance Co. Standard Insurance Limited. Sonar Bangla Insurance Ltd. Sadharan Bima Corporation ltd. Samata Insurance Company ltd. South Asia Insurance Co. Ltd. Takaful Islami Insurance Ltd. Life Insurance companies in Bangladesh: American Life Insurance Company. Delta Life Insurance Company Ltd. Federal Insurance Company Limited. Jiban Bima Corporation Popular Life Insurance Company Ltd. National Life Insurance Co. Ltd. Progati Life Insurance Limited Rupali Insurance Company Limited Sunflower Life Insurance Co. Ltd. Baira Life Insurance Co. Ltd. Fareast Islami Life Insurance Co. Ltd. Home Land Life Insurance Co. Ltd. Meghna Life Insurance Co. Ltd. Padma Life Insurance Co. Ltd. Prime Insurance Company Limited Progressive Life Insurance Company Ltd. Shandhani Life Insurance Co. Ltd. PROBLEMS OF INSURANCE BUSINESS IN BANGLADESH 1.1) Lack of trustworthiness : Lack of trustworthiness is the most important barrier (71.9% respondents) in case of popularity of the insurance companies where as lengthy process in getting payment after any incident is in the second position with 62% response. It can be seen that both the stated variables are related in the sense that time killing behavior in payment after incidence is reducing the trust of the customers towards the insurance companies 1.2) Low income of the people : It was also found that the low income and purchasing power (43%) doesn’t permit the people of Bangladesh to go for an insurance policy. Practically we can easily relate the above mentioned factors. For example, in one hand the lower income of the people is creating barrier in buying insurance policy 1.3) Unattractive offerings: the insurance companies offer many types of policies but these are not attractive to the peoples for this reasons they did not take policies. They always make same types of offers this is also a reason of demotivation. 1.4) Lack of information about the insurance companies: the insurance companies are not delivering their information (regarding company and insurance policy) properly or evenly which is another problem (42.8%) in case of non-popularity of the insurance companies. 1.5) High service processing cost : The service cost of insurance business are very much higher than other business and this is also a reason of non popularity of insurance business. 1.6) Less convincing sales people: Surprisingly it was found that the sales people are doing well in convincing customers even though still 22% people believe that sales people are not that much convincing. 1.7) Lengthy process to get payment after incidents: The most important barrier in case of popularity of the insurance companies where as lengthy process in getting payment after any incident is in the second position with response. It can be seen that both the stated variables are related in the sense that time killing behavior in payment after incidence is reducing the trust of the customers towards the insurance companies. PROSPECTS OF INSURANCE BUSINESS IN BANGLADESH It is the general belief of common people that Insurance companies are not sincere in making payment and resorts many whimsical reasons for declining claims which are not taken care of while opening policy. Due to the negative attitude,the penetration rate in the industry is still very low (only 0.62% of GDP) even having immense prospects. Overall solvency position of general Insurance companies was found moderate. On analysis, it was found that 15.38% companies have poor solvency position followed by 23.07% marginal, 42.30% above average and rest 19.23% have satisfactory solvency position. Solvency position is usually determined by a good number of indicators likeequity base, exceptional loss reserve, technical reserve, internal capital generation, underwriting leverage etc. The new Insurance ordinance re-fixed the minimum paid upcapital of TK. 400 million which will have to be met within a stipulated timeframe.None in the industry is at comfort zone regarding capital as per new law. A few 1st generation companies together with the listed third generation companies have paidup capital of TK. 150 million or more. However, couple of 1st generation companies enhanced their equity base through generating exceptional loss reserve. CONCLUSION AND RECOMMENDATIONS The demographic trends suggest that as private insurance companies (both local and multinational) have proliferated in Dhaka city, better educated and more affluent people have gravitated to these insurance companies for insurance services. These people/clients are likely to have better information about the quality of services provided by both public and private insurance companies and their inclination to select private insurance companies suggests, implicitly, that the quality of service is better at these private firms even though their (private insurance companies) service cost is somewhat higher. Moreover, many branch operation of private insurance companies help the people to make evaluation among them and making an insurance decision in favor of those which are trustworthy. But between the private local and foreign insurance company choice, clients are mostly considering foreign private insurance companies due to its trustworthiness, experience in operation and wide area cove rage. Less number of branches of the public insurance companies may be another prime reason of not being preferred by the local clients. By definition, it might be more authentic if the clients were inclined towards the public insurance companies from trustworthiness point of view, but as statistics suggests in favor of choosing foreign private insurance firms, probably we have to be satisfied by saying that it is in many respect guided by client’s psychology of getting better and prompt services. The incentive structure must also play a role in ensuring the quality services delivered by the public insurance companies. One solution is to tie part of the compensation of insurance personnel in public companies to services rendered and feedback received from clients. This, of course, is a complex issue and has implications for pay scale administration, since public bank staffs, as government servants, are paid according to certain pay structures. While beyond the scope of this paper, authors feel that compensation flexibility is necessary to reward those who are dedicated to providing quality insurance services. If compensation adjustments can’t be incorporated, benefits-including promotion, transfer in more valued branches, study leave, performance bonus and the like-could be tied to performance evaluation mechanism. There must be a formal procedure of evaluating the employees by the clients through some questionnaire type performance appraisal form. A suggestion, objection or recommendation book in the branch can be introduced where the clients can even complain or appreciate about a specific employee. Public awareness and the transparency of the high official may have a positive impact on that issue. Moreover, clients have rated reference by family and friends as another very important determinant in insurance provider choice. To enhance a positive reputation of the insurance company, they can follow the strategies stated below: – Do a lot of personal selling of services to the clients and encourage existing customers to tell good about your services to the potential customers. Carefully choose personnel who interact with the customers . Positive and societal marketing activities to build and project specifi company image to maximization of popularity. Design facilities to achieve specific marketing or image objectives of the organization . Establish formal system for controlling quality of insurance services to provide specific effort to encourage customers to tell others about your services. From the political and social behavior of the people it can be said that demand for these services will be higher in near future. Even staying more with an insurance company is also dominated by many special services. Insurance companies, especially public one must think about more value added services. BIBLIOGRAPHY 01)Bangladesh Bureau of Statistics. 2004. â€Å"Report of Financial Service Providers in Bangladesh†. 02)Berri, Leonard L. (1980), â€Å"Service Marketing is Different 03)www.google.com 04)â€Å"Insurance Principiles And Practice† By M.N Mishra.

Love fuck Essays

Love fuck Essays Love fuck Essay Love fuck Essay And that’s the time when I met him. The person who changed my life. Well, its funny how a girl like me could fall in love, you know. But I found something special (or more like weird) in him. And then we started talking and talking and talking and then it happened – We fell in love. I was actually afraid to fall in love ‘cause when it all gets over there won’t be anyone to catch you. Aw. Lol. He was so different, so sweet dammit. Compared to him, I was nothing, you see. And I was so lucky, fucking lucky, to have him.It was the first ever time I was seeing so much of love. I used to keep asking him ‘Dude, why did you even propose me? I mean, what was so special about me, huh? And then he used to say something so sweet ‘Eman, your special, your unique, and that’s why I love you’. We met twice or so, and the first time I met him, I was like shit shy. He was talking, and talking and I wished he would stop sometime. And there I was stan ding, and biting my lips, being so feminine. I stared at him, saw his bony legs,that rib tight T-Shirt,a black one,which looked very much HOT ON HIM.I listened to his talks,in between he called his so called bestie Nikhil and started blabbering some crap which I never understood. And then we just went like that,didn’t even say a Bye. Weird. The second time I met him, was at the same location,the bloody old boring Mega-Mall. I wore a freaky abaya,and surprisingly he liked it. That day we talked more openly and then he did a very strange thing – He whacked my head with some magazine or something and the weirdest part was he did that frequently though I told him that I hated it (But in fact I liked it,sheesh).And unfortunately I wasn’t well that day,but I didn’t consider that as a big deal. And that day ended up so awkwardly,I mean,he gave me a Hi5 and I literally rejected it. Stupid me. And he took it in the wrong way. Though he understood the reason later. Thank God. And then comes our most epic meeting – The Legendary Park Event. Allah,that day was equally embarrassing,fun,amazing,and wow. And it was quite weird ,walking with him when his irritating bestie and some long relation cousin were there.I planned so many,uh,this that and ended up in a police station. Great,ye ? I still thank Allah that Mom didn’t figure out anything on that day. Whew,damn. I thought I would have to break up with him,which is the most hurting thing but I was wrong,our love got more deeper and wilder after that. And then he went to India,I was all left behind,all alone. Those days without him were, something unexplainable, no words. Then I landed on Kerala,the first ever thing I did was message him. And all I got in a response was something like ‘ You’ve changed Eman. I felt like kicking his ass,punching his nose until he would bleed,then cry and then hug him tight. I told my sister about our relationship. She was shocked,she was l ike ‘Eman,you gotta be kidding the fuck outta me’. Then she laughed telling how a girl like me could be romantic. I hate her,fuck. She asked me to break up,telling me that there would be no way I could live with him. I cried,and then I did the most idiotic thing – I cut my neck with a blade. My sister found this,and she went insane and then she agreed that I could date him.She gave those sisterly advices like ‘Emu,don’t cross the limit ’kay ? Be careful. Don’t do that,don’t do this,ask him to stay atleast 10m away from you and blah blah blah’. And then I thought of playing a prank on him,I told him to break up. I know that was stupid,but I just wanted to see how much he loved him. But his response to that was so ,different. I mean,he least cared,he wasn’t worried at all,and then he broke up just like that. It hurted me,shit lot. I thought he would understand that it was a prank and stuff,but he didn’t. I thou ght he knew me..

2017 Hurricane Names

2017 Hurricane Names Below you will find the listing of hurricane names for the Atlantic Ocean for the year 2017. For every year, there is a pre-approved list of tropical storm and hurricane names. These lists have been generated by the National Hurricane Center since 1953. At first, the lists consisted of only female names; however, since 1979, the lists alternate between male and female. Hurricanes are named alphabetically from the list in chronological order. Thus the first tropical storm or hurricane of the year has a name that begins with A and the second is given the name that begins with B. The lists contain hurricane names that begin from A to W, but exclude names that begin with a Q or U. There are six lists that continue to rotate. The lists only change when there is a hurricane that is so devastating, the name is retired and another hurricane name replaces it. The 2017 hurricane name list is almost the same as the 2011 hurricane name list.  Hurricane Irene was a large and destructive storm, so the name was retired from the list and Irma took its place. 2017 Hurricane Names ArleneBretCindyDonEmilyFranklinGertHarveyIrmaJoseKatiaLeeMariaNateOpheliaPhilippeRinaSeanTammyVinceWhitney

300 word essay on internet source Example | Topics and Well Written Essays - 250 words - 1

300 word on internet source - Essay Example Clotilda was instrumental in the conversion of Clovis to Christianity. Clovis prior to his marriage was a pagan ruler who believed in idol worship. Soon after his marriage, Clotilda wanted to him to convert to Christianity. She tried to do so by baptizing their first child, Ingomer, who died soon after being baptized, leaving Clovis unconvinced. And yet, when Clovis’ army seemed to lose in the battle against Alamanni, Clovis prayed to Jesus hoping he would be aided by the son of God as he had already been deserted by his pagan ones. In the passage what is apparent is that Gregory presents his work from the point of view of a Christian but with a leaning towards secularism. There seem to be gaps in the narrative; for example, why did the people welcome their conversion to Christianity from paganism, so easily, when Clovis himself was uncertain of their reactions? Modern day historians approach history from not just the manuscripts and fables passed down for generations and the academic and political scenario but take into account social norms and cultural environment when researching a period in history. Gregory in his time has written this work to convince people of the virtues of Christianity and writes about some of the miracles performed by saints like Remi, the bishop of Rheims. However, he also does mention how difficult it was for Clovis to let go of his faith and convert to Christianity and the fear of his acceptance by his